Rules and rates last updated
Embed a calculator
One line of code. When the rates change on July 1 or the FAFSA tables change for a new award year, the embedded tool updates itself.
Terms: keep the credit link under the frame visible, do not alter the frame, and present results as estimates, since the servicer and the school decide. The frame sets no cookie and sends us nothing about its users. Questions: contact page.
Student loan plan comparator: RAP, IBR and Tiered Standard
For: Financial aid offices, credit unions, employers that offer a student loan benefit, libraries.
<iframe src="https://studentloanledger.com/embed/plan-comparator/" title="Student loan plan comparator: RAP, IBR and Tiered Standard" width="100%" height="1300" style="border:0;max-width:1000px" loading="lazy"></iframe>Student Aid Index and Pell Grant estimator, 2026-27
For: High school counselors, college access programs, TRIO and Upward Bound offices.
<iframe src="https://studentloanledger.com/embed/sai-calculator/" title="Student Aid Index and Pell Grant estimator, 2026-27" width="100%" height="1400" style="border:0;max-width:1000px" loading="lazy"></iframe>Estimate only: these figures apply the 2025 law, the 2026 regulations and the published rates to the numbers you enter. Your loan servicer and the Department of Education set your actual payment, after checking your loans, income and family.
Federal student loan and aid rules for award year 2026-27, 2026, checked against the Federal Register and the Department of Education on