Legal notice and terms of use

Information given under Article 6 III-1 of French law no. 2004-575 of 21 June 2004, the publisher being established in France.

Publisher

Radif Partners
49 rue du Ressort
63000 Clermont-Ferrand, France
contact@studentloanledger.com

Publication director: Radif Partners, responsible for the content of https://studentloanledger.com.

Host

GitHub, Inc. (GitHub Pages)
88 Colin P Kelly Jr Street, San Francisco, CA 94107, United States
https://pages.github.com

Not a government website

Student Loan Ledger is an independent site. It is not run by, endorsed by or connected to the U.S. Department of Education, Federal Student Aid, StudentAid.gov, any federal loan servicer or the Internal Revenue Service, and it does not enroll anyone in a plan. The calculators apply the law, the regulations and the published rates to the figures you enter. Your servicer may use another tax year, count loans you did not list or apply a rule not modeled here; the payment on its notice is the one you owe. Method and limits: method page.

Liability

Every figure is read on an official document and every engine is tested before each release, but errors cannot be ruled out and repayment rules changed several times between 2024 and 2026. The publisher is not liable for a decision taken on an estimate alone. Please report errors through the contact page.

Intellectual property

Texts, design and code belong to the publisher; short quotations with a link are welcome. Laws, regulations and federal notices quoted or summarized remain public records.

Embedding

The plan comparator and the SAI calculator may be embedded for free with their credit link visible: see the embed page.

Personal data

The site sets no cookie and the publisher keeps no data entered in the calculators. Details: privacy policy and cookies page.

Reporting unlawful content

Write to contact@studentloanledger.com with the address of the page.

Governing law

French law applies; failing an amicable settlement, the courts of France have jurisdiction. Updated: 2026-10-11.